A few prefatory and quite impressionistic observations seem warranted. The annual stream of substantive "insurance" cases, and cases that have an "insurance" integument, continues unabated. Georgia has definitely joined the ranks of "tastemaker" states that have a decided influence on the evolution of insurance law, as is evidenced by the frequent appearance of Georgia decisions in our leading law school casebooks.
The new user-friendly "easy reading" policies are surfacing in ever increasing numbers in our appellate jurisprudence. Whatever their intrinsic merits, these policies seem to absorb more judge-time because they do not, as yet, travel with the baggage of decades of judicial gloss that has refined the meaning of old-line policies. Cases in which claimants demand their attorney fees and statutory penalties,' punitive damages, and damages for infliction of mental distress appear on the increase. Since these cases tend not to "new-model," but to apply conventional principles to factual nuances, they do not invite discussion within the narrow editorial confines of this survey.
Maximilian A. Pock, Insurance, 44 Mercer L. Rev. 245 (1992).