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Survey Article


Following the pandemic-related drop in bankruptcy filings during 2020, bankruptcy filings for both individuals and corporations continued to decline in 2021. Experts disagree about the cause of the decrease of filings during a period many believed would see a windfall. Some cite government stimulus programs for both individuals, and corporations, others low-lending rates which allowed companies to access capital more freely, and some believe court closures and backlogs have discouraged parties from formal judicial restructuring. No matter the cause, all experts expect filings to increase in 2022.

The United States Court of Appeals for the Eleventh Circuit issued several notable published bankruptcy opinions this year. Along with a brief analysis of the most consequential opinions in the bankruptcy realm, this Article will include a brief legislative update about the COVID-19 Bankruptcy Relief Extension Act of 2021.